With so many avenues to invest with their own set of features, returns and peculiarities, there is a need to plan where to invest, how much and for what period of time. Also, it is important to know what the associated risk factors are of each of the investments and what methods shall be adopted for maximising the returns. Besides, the rules of taxation of the governments also need to be factored in. There are professional courses which teach this planning aspect of the investments, taking care of the whole gamut of issues. Certified Financial Planner (CFP) is one such qualification which is recognised all over the world.

CFP is the executive and professional level certification provided by the US Certified Financial Planner Board of Standards, through its affiliates in different countries. The basic objective of the course is to prepare the professionals in the planning domain so that they can act as valuable guides to the individuals and the corporates in their endeavour to plan their investments well. The CFP course centres on certain crucial areas that often require planning.

The first part deals with the basics of financial planning. This aims to impart conceptual clarity on the time value of money, understanding the financial statement analysis, cash flow and budgeting, legal aspects and professional code of ethics.

The next stage of the CFP courses is to study the risk analysis process, Insurance concepts and policies and the regulatory framework within which insurance sector works.

The third step pertains to retirement planning and employee benefits aspect of financial planning, like wealth creation, erosion and accumulation and analysis of retirement and insurance plans.

The fourth part of the CFP course is that of tax planning strategies, capital and wealth gains taxation and the matters related to Will, Power of Attorney and real estate documentation.

The last part of the course curriculum pertains to the Comprehensive financial planning taking everything into consideration.

If anyone wants to go for financial planning certification, then the Certified Financial planner course gives the best grounding in all the major areas. Also, this course is world renowned and therefore, getting a good job overseas is also a distinctive advantage of this course. This course can be taken in three different modes of learning. One is by way of class room tutoring. The CFP class can be the regular one or it can even be the evening classes or weekend classes for the working professionals. The other is by way of distance learning wherein the course materials are sent to the candidates and the third way is of online tutorials which can be downloaded from the internet after payment of the required fees.

There are many job opportunities which can be had after completing this course. You can work as an independent financial planner or can even be a part of some organization where this work can be done at a much bigger scale.

When you begin the hunt for the MBA colleges in Delhi, you check out the different criteria for ascertaining their standards. While there might be some which are undisputed in their reputation which these have built over a period of time, there might be many others which need to be checked and compared on different criteria. These criteria could be the faculty, infrastructure available, exposure to industry and, likewise, many others.

One of the important criteria is that of placement offered by these institutes and colleges. So, if you happen to go these and check out what are the placement records, you will find every institute making good claims about their placement records. But, these records shall not be taken on face value and shall be looked into a little deeper.

Placement records are good criteria for ascertaining whether MBA College in Delhi is a top quality institute or not and how does it stand in comparison to the others.
Here are some of the points which need further probing:

1. Whether these companies really came to the campus for taking students? You need to find out whether these companies did come or their names are written only for manipulating the list.

2. When did these companies come to the Top MBA colleges in Delhi for campus recruitment? It is also important to ensure that the list mentions only those companies which have come to institute in the recent past, not one year back. Some institutes provide misleading information on when these companies actually came for taking the students. So, you can just a few random calls to the companies mentioned in the list to ascertain the facts.

3. Was the placement due to the efforts of the placement cell of the MBA in Delhi or was it the result of students own efforts? This is difficult to ascertain but is very helpful in telling the exact nature of practices that are being done by the institute. There are some which will make the students produce the job offer letter and then keep a copy of the same for showing to the prospective candidates that this company has come to the campus for the selection process.

4. What is the type of companies which are coming? Are you looking to get into an MNC? If yes, what is the record of the number of MNCs coming to this MBA college in Delhi. Or, is this institute catering to only local or seemingly unimportant companies? This would be a reflection of what all lies in store when you finish your course in that institute.

5. Nature of work of the companies which have come for placements is also an important consideration. What would you do if you want to major in finance but the companies which are coming to the institute are mostly from the marketing stream? Would you change the stream or look for another MBA college in Delhi?

The choice is, therefore, not easy to make and even the placement records can not be relied on the face value.